Loan Modification Help

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Phyllis W

"I have been well pleased. All of the professionals I dealt with so far have been very professional and helpful. I would recommend Englett and Associates to my friends."

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Loan Modification

A home loan modification is an excellent option available to people who are struggling to make their mortgage payments. If you’ve already defaulted on a mortgage or think you will soon, a loan modification can adjust the terms of your loan, saving you from residential foreclosure and making it easier to pay off your mortgage. However, loan modifications must be negotiated with your lender before any agreement can be reached. For this reason, it is important to work with a foreclosure attorney that can help you understand the terms of a modification and advise you on how to proceed. At Englett and Associates, we have extensive experience obtaining modifications directly from lenders also working with Federal loan modification programs like the Obama Administration’s Making Homes Affordable program (HAMP).We know that successful loan modifications can present homeowners with significant long-term savings on their mortgages and, more importantly, offer them a chance to retain their home in spite of financial difficulty. However, we have learned through experience that getting flexible terms when modifying home loans is not easy. If you are considering loan modification, know that by working with our team, you will have professionals on your side who have experience working on many loan modification cases. Additionally, you will receive much needed guidance as you turn in your application and go through the loan modification process. We will help you with your paperwork and do everything we can to negotiate favorable terms with your bank or lender. When you work with Englett and Associates, every effort will be made to help you save money on your monthly mortgage payments.

Loan Modification Laws

A wide variety of laws and regulations apply to the terms of loan modifications and are regulated by the Department of Housing and Urban Development (HUD). These rules determine what fees can and can’t be included, what interest rate your loan should be set to, what types of information can be used to set the terms of the modification, and more. At Englett and Associates, we want to provide you with up-to-date information so you understand your legal options. Once you are aware of your right/s and options, we will help you pursue a course of action that is reflective of your individual needs. Whether you want to partake in government loan modification programs or want to consider bankruptcy, we may be able to help you stop foreclosure.

Our Locations

Orlando

150 North Orange Avenue

Suite 303B

Orlando, Florida 32801

(407) 455-7359

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Tampa

100 South Ashley Street,

Suite 600

Tampa, Florida 33602

(813) 496-7375

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Fort Lauderdale

888 South Andrews Avenue

Suite 302

Fort Lauderdale, Florida 33316

(954) 334-7776

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Fort Myers

5237 Summerlin Commons Blvd

Suite 305

Fort Myers, Florida 33907

(239) 275-2279

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West Palm Beach

324 Datura Street

Suite 150

West Palm Beach, Florida 33401

(561) 847-7721

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St. Petersburg

970 Lake Carillon

Suite 356

St. Petersburg, Florida 33716

* By Appointment Only*

(727) 497-6076

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Lakeland

Lakeland 1102 S. Florida Ave

Suite 121

Lakeland, Florida 33803

* By Appointment Only*

(863) 327-1724

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Melbourne

6767 North Wickham Road

Suite 400

Melbourne, Florida 32940

* By Appointment Only*

(321) 460-1646

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DeLand

120 South Woodland Boulevard

Suite 203

DeLand, Florida 32720

* By Appointment Only*

(386) 626-0011

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Naples

1415 Panther Lane

Suite 374

Naples, Florida 34109

* By Appointment Only*

(239) 201-2527

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Miami

3350 SW 148th Ave.

Suite 110

Miramar, Florida 33027

(305) 967-6361

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Jacksonville

50 North Laura St

Suite 2566

Jacksonville, Florida 32202

(904) 224-1522

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